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Can Debt Collectors Call Me at Work? | Minneapolis Attorneys

Consumer Protection Lawyers Stop Collection Agency Harassment

Anyone who owes a past-due debt knows the humiliation and privacy violation that come from debt collectors calling your workplace, friends or family. You can take action to stop debt collectors from calling you at work, and if you continue to receive phone calls, you may be able to take legal action under fair debt law against the collection agency.

A federal law called the Fair Debt Collections Practices Act answers the question, "Can debt collectors call me at work?" The answer is no, if you unable to receive personal calls at work and you tell that to the debt collector in either a letter or over the phone.

If the collection agency continues to contact you at work, the agency may be in violation of the Fair Debt Collection Practices Act. It is also illegal for a debt collection agency to discuss your debt with anyone else at your workplace.

Consumers who owe consumer debts can file lawsuits to recover money damages against abusive collection agencies. In most cases, the consumer's attorneys' fees will be paid by the collection agency, so the consumer faces no financial risk.

Martineau, Gonko & Vavreck (MGV), in Minneapolis, is one of only a few Twin Cities law firms that regularly handle fair debt collection cases. If you believe you have been victimized by abusive debt collection tactics, contact us for a consultation about your rights.

Other Laws About When Debt Collectors Can Call You

The Fair Debt Collection Practices Act has many provisions about when and how debt collectors may contact you or third parties such as your friends and family.

  • Debt collectors may only contact you during reasonable hours of the day — between 8 a.m. and 9 p.m.
  • Debt collectors may call third parties, such as family or friends, in order to get contact information for you, but only one time. However, they may not contact family or friends and pretend to need information they already have.

Learn More: Contact Martineau, Gonko & Vavreck for a Free Consultation

If you have questions about abusive debt collection and harassing phone calls, review our checklist to learn more about whether you have a Fair Debt Collection Practices claim.

Or, schedule a private consultation with a consumer protection lawyer. Call 612-659-9500 or fill out our contact form to meet with one of our attorneys. Se habla español.