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Why Should I Fight Abusive Debt Collection?
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Lawyers Fighting Abusive Debt Collection in Minneapolis

Federal Law Protects You Against Abusive Debt Collectors

Debt collection may be necessary in our society. However, harassment and abusive tactics used by collectors are not necessary or legal. If you have been subjected to abusive debt collection practices from a bill collector, you may be entitled to compensation under federal consumer protection laws.

There is abundant evidence of the use of abusive, deceptive and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, marital instability, job loss and invasions of individual privacy. If a debt collector has contacted you, we can help you maintain your dignity and protect your rights.

At the Minneapolis law firm of Martineau, Gonko & Vavreck, our consumer protection lawyers will explain your legal options.

Five Important Reasons to Fight Abusive Debt Collection Tactics

  • You may be entitled to financial compensation. The federal Fair Debt Collection Practices Act (FDCPA) protects consumers against abusive debt collection practices. Under the FDCPA, consumers may be entitled to financial compensation from abusive debt collectors.
  • We make it easy. Martineau, Gonko & Vavreck (MGV) is one of the only law firms in the Twin Cities that takes abusive debt collection cases. We have handled more than 500 such cases. There are more reasons to hire us to pursue a legal action following abusive debt collection besides our experience — learn more about us.
  • You have no financial risk. We handle abusive debt collection cases on a contingency fee basis, which means our clients do not pay attorneys' fees unless we recover compensation for them. In many cases, the debt collection agency will be required to pay the attorneys' fees.
  • You may help other victims of abusive debt collection practices. Successful FDCPA cases may alter the practices of the debt collection industry.
  • The money award may help you get out of debt. When you win your fight against the debt collector, you will receive an award of money damages. With surplus money in your bank account, you may be able to set up payment plans to start the process of getting out of debt.

What is the Fair Debt Collection Practices Act?

The Fair Debt Collection Practices Act was enacted by Congress to eliminate abusive debt collection practices by debt collectors, to ensure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged and to promote consistent state action to protect consumers against abusive debt collection practices. The Act expressly prohibits debt collectors from engaging in numerous specific acts or practices and requires debt collectors who attempt to collect consumer debts for others to perform specific acts. The Fair Debt Collection Practices Act allows for statutory damages, actual damages and attorney's fees to be paid to consumers by debt collectors.

Learn More About Collection Agency Harassment

To discuss your case with a consumer protection lawyer, call 612-659-9500 or fill out our contact form. Se habla español.